When installing finishing brads and nails, I usually chuck the nail into the bit and punch a hole through the lumber. This results in a minimal hole (the length of the nail minus the depth of my drill’s chuck jaws) which prevents most splitting.
I recently “discovered” a secret – the deeper the pilot hole for my seven-year olds (2nd grade) the more successful the hammering. Look at that kid go! One handed, 7 oz claw hammer.
He hammered those nails flush. He could feel the excellence in his small act, see the effect in the larger project, and you can sense his excitement getting to use the hammer.
I only wish had a Archimedes drill in the shop somewhere. Then I wouldn’t be in the picture.